Founding Member Beta · Starts Monday 8 June 2026
Run Your Wealth Like a
Chief Financial Officer.
A six-week live program for Australian women who are done leaving their financial future to chance — or to someone else. The inner game and the outer game. Emotional safety and financial architecture. With AI as your tool.
10 spots only · Monday nights from 7:30pm · Replays available · Do The Work guarantee
Bonus End of Financial Year Action Session — Week of 16 June
Before the program reaches Week 5, founding members get a dedicated live 60-minute session covering the top actions to take before 30 June — super contributions, tax moves, and the exact questions to bring your accountant. You'll leave with a personal end of financial year checklist and two full weeks to act on it. Exclusive to this cohort and will not be offered again.
You're doing well
in so many ways.
And yet.
You work hard. You've built a life. But when it comes to your finances — really knowing your numbers, making deliberate investment decisions, having a plan that's actually yours — something keeps getting in the way.
Maybe it's the avoidance. Maybe it's the uncomfortable feeling that comes with looking at your bank account. Maybe it's not knowing as much about super, investments, or managing your debt as you feel you should. Maybe it's that nobody has ever shown you how to actually do this — in a way that works for real life, not just a textbook.
That's what AI Wealth Architect is about. The inner game and the outer game. Emotional safety and financial architecture — together. With AI doing the heavy lifting so you can stay on top of it long after the program ends.
Does any of this sound familiar?
"I earn good money but I'm not sure where it all goes."
The salary arrives. Life happens. The month ends. Repeat.
"I know I should be doing something with my super… but what!?"
Super is supposed to be your future. Right now it's mostly a number you try not to think about.
"I don't know as much about investing or managing debt as I feel I should."
Shares, property, ETFs, debt sequencing — you nod along but privately aren't sure of your own position.
"Retirement is closer than I'd like. And I haven't done the maths yet."
The number you'd need. The number you have. The gap between them. All still somewhere in the future.
Stop flirting with your financial future and just commit already! Your future self is waiting to buy you a drink 😊.
The six-week transformation
- Avoiding your bank account
- Vague anxiety about the future
- Spending without intention
- Super is somewhere, doing something
- No clear financial plan that's yours
- Wealth feels like other people's territory
- Running weekly CFO money dates
- A real number for financial freedom
- Spending that reflects your values
- Super strategy reviewed and active
- A 90-day wealth roadmap in your hands
- AI as your Wealth Copilot — navigating emotions, decisions and conversations
Former financial planner.
Long-term investor.
Financially free.
I spent years working inside the financial planning industry, helping people build strategies for wealth, retirement, and financial security.
But over time, I realised something important: the numbers were only half the equation.
We were focused on the external mechanics of money — income, investments, cash flow projections. But we weren't addressing what was happening internally. The relationship people had with money. The discomfort around spending, receiving, and growing wealth. The nervous system overwhelm that made financial decisions feel heavy. The inherited beliefs shaping their behaviour.
And there was another truth I couldn't ignore. At the time, I wasn't financially free myself. I was earning income from charging financial planning fees — not from wealth I had built through my own investments. That felt deeply misaligned. So I stepped away.
Over the next two decades, I immersed myself in investing, psychology, and personal development — and built financial freedom through multiple investment strategies.
Now with AI, something profound has changed. The kind of personalised financial guidance and decision support that was once only available through expensive financial planners is now available to anyone with internet access. That's why I created AI Wealth Architect.
Note: I'm no longer a practising financial planner or accountant. Nothing in this program constitutes personal financial advice. I help you use AI to build your own strategy, understand your numbers, and ask better questions of the professionals in your life.
- Residential property
- Australian and global shares
- ETFs including leveraged strategies
- Options strategies
- Self-Managed Super Fund (SMSF)
- Qualified accountant (former)
- Licensed financial planner (former)
- 20+ years personal investing experience
- Financially free — I live what I teach
- Based in Sydney, Australia
Inside AI Wealth Architect
Six live Monday night calls. Inner game before outer game. AI woven through every week. By design.
Calls run Monday nights from 7:30pm AEDT, 60–90 minutes including hot seat coaching. Weekly homework 30–60 minutes. A five-minute daily wealth activation each morning. All calls recorded — replays within 24 hours.
End of Financial Year Action Session
"I know exactly what to do before 30 June."
- Top super contribution strategies to action before 30 June
- Tax moves worth making this financial year
- The exact questions to bring your accountant before the end of financial year
- Your personal checklist — with two weeks to act on it
Vision & CFO Identity
"I'm allowed to want more."
- Define your vision for a life you would love
- Determine your financial freedom number
- Learn the seven levels of The Wealth Ladder framework
- Step into your CFO (Chief Financial Officer) identity
- Generate your AI Wealth Activation Script and Power Statement
Emotional Safety & Money Patterns
"I feel safe looking at, spending, and receiving money."
- Understand your nervous system's relationship to money
- Surface and shift the money stories running the show
- Play the Prosperity Game — a daily practice to rewire your relationship with wealth
- AI-powered emotion coaching, and permission to spend — or not
Financial Clarity
"Now I can actually see what's going on. Without judgment."
- Complete your full wealth snapshot — net worth across everything you own and owe
- Use AI to quickly and easily categorise and analyse your spending
- Values-based expense audit: "Does this spend reflect who I'm becoming?"
- Emotional processing after seeing your numbers
Financial Systems & Money Dates
"I'm back in control of my money."
- Cash flow allocation that actually works for your life
- Weekly, monthly, quarterly, and annual money dates
- Money and relationships — the conversations nobody teaches
Strategic Wealth Architecture
"Now I'm thinking like a CFO."
- Debt strategy — what to pay down, what to leverage, in what order
- Super strategy — unlocking one of your most underused wealth-building assets
- Tax optimisation audit — your personal checklist for reducing leakage
- Use AI to model your net worth and the opportunity cost of unconscious spending
Growing Your Wealth
"I'm building wealth. Intentionally."
- Brainstorm income opportunities with AI — expand what's possible
- Learn Michelle's favourite investment strategies
- Use AI to review your current investments and come up with a personalised plan
- Use AI to construct a Superinvestor copycat portfolio
- Your personalised 90-day wealth roadmap
- Celebrate how far you've come!
Everything you need.
Nothing you don't.
End of Financial Year Action Session
Founding member exclusive. Live 60-minute bonus session — week of 16 June. Act on super and tax before 30 June.
6 Live Monday Night Calls
7:30pm AEDT, 60–90 minutes. Hot seat coaching is part of every session. Replays within 24 hours.
Personal AI Wealth System
AI tools for your financial life — emotion coaching, spending analysis, wealth modelling, investment research. No tech experience needed.
Daily Wealth Activation
A five-minute morning practice to anchor your CFO identity. Takes less time than making coffee — and compounds just like a good investment.
Google Worksheet Templates
Financial Wins Tracker, CFO Dashboard, Cash Flow Allocation Sheet — and more. Ready from Week 1.
Private Community
A small, private Facebook group of women doing the same work at the same time. Cohort energy is real — and surprisingly powerful.
Weekly Homework
30–60 minutes of practical exercises and AI interactions applied directly to your own situation — not a case study.
Redirecting $300 a month of unconscious spending into super — exactly the kind of shift this program creates — compounds to over $80,000 in fifteen years. At $997, the program pays for itself many times over before Week 3 is finished.
The Do The Work Guarantee
Attend 5 of 6 calls. Do the work. Feel the difference.
If you attend at least five of the six live calls, complete the weekly homework, and at the end of the program you genuinely don't feel it was worth every cent — I'll refund you in full. No awkward conversations. No hoops to jump through.
You can request a refund any time up until one week after the final call. That gives you the full program plus a week to sit with it before you decide.
Founding member pricing
Choose Your Experience
When this program opens publicly it will be priced at $1,997. Founding members pay significantly less.
The Intensive
$997
Full program access · Future public price: $1,997
- ★ Bonus End of Financial Year Action Session
- 6 live Monday night calls (7:30pm AEDT, 60–90 min)
- Hot seat coaching in every session
- All calls recorded — replays within 24 hours
- Personal AI wealth system
- 5-minute daily wealth activation
- Google worksheet templates
- Private Facebook community
- Weekly homework & AI interactions
- 90-day wealth roadmap
- Do The Work money-back guarantee
The Intensive + Private Support
$1,497
Everything in The Intensive, plus direct access to Michelle
- ★ Bonus End of Financial Year Action Session
- Everything in The Intensive
- 60-minute private strategy session with Michelle
- Private WhatsApp support for all 6 weeks
- Personalised guidance on your specific situation
- Priority response between Monday calls
📅 Full Schedule
★ Bonus End of Financial Year Action Session — week of 16 June (date confirmed with cohort)
Week 1 Mon 8 Jun ·
Week 2 Mon 15 Jun ·
Week 3 Mon 22 Jun ·
Week 4 Mon 29 Jun
Week 5 Mon 6 Jul ·
Week 6 Mon 13 Jul 2026
All calls 7:30pm AEDT · Can't make a live call? Replays available within 24 hours.
If Monday nights don't suit the majority of the cohort, we'll review the day together before confirming.
AUD · Payment plans available · Email [email protected]
💡 Is this tax deductible? Quite possibly. Australian women who are employed or run a business may be able to claim AI Wealth Architect as a self-education expense — particularly the financial architecture and AI skills components. Ask your accountant before 30 June. At a 37% marginal tax rate, a fully deductible $997 investment costs you net $628. Worth a five-minute conversation before the financial year ends.
The ones you're
actually wondering.
I don't know much about finances — is this program for me?
Absolutely — this is exactly who the program is designed for. You don't need prior financial knowledge. We start from wherever you are, build your understanding week by week, and use AI to make the complex feel manageable. Many of the most powerful breakthroughs come from women who felt they were starting from scratch.
I'm not a complete beginner — will this still be valuable?
Yes — particularly because of the AI layer. Even women with solid financial knowledge find that using AI as a personal analysis and strategy tool opens a depth and personalisation that general financial education never reaches. You'll also do the inner game work that most financially-minded women have never done — and that's often where the most significant breakthroughs happen.
I already have a financial planner. Do I still need this?
Yes — and you'll become a significantly better client. This program builds your financial confidence and strategic thinking so you can direct your adviser rather than simply defer to them. Many women with financial planners still have no real idea what's happening with their money. That changes here.
Is this financial advice?
No. Michelle is a former financial planner and accountant but is not currently practising in either capacity. Nothing in this program constitutes personal financial advice. What you get is the knowledge, frameworks, AI tools, and confidence to make better decisions — and to ask much better questions of the professionals around you.
Do I need to know how to use AI?
Not at all. Everything is walked through step by step. If you can use Google, you can use the AI tools in this program. The technology is simple — what matters is how we apply it to your specific numbers and situation.
I'm embarrassed about where my finances currently are. Will I have to share everything?
No. Your numbers stay private — you work with them using your own AI tools. In the group, you share only what you choose to. This is a carefully selected group of women starting from honesty, not perfection. The embarrassment lifts quickly when you realise you're not alone.
What if I can't make a live call?
All calls are recorded — replays available within 24 hours. You can submit questions in advance. Note that the money-back guarantee requires attendance at five of the six live calls — replays count for homework but not for the guarantee condition.
Is the program fee tax deductible?
Quite possibly. If you're employed or run a business, you may be able to claim AI Wealth Architect as a self-education expense — particularly the financial architecture and AI skills components. Speak to your accountant before 30 June. At a 37% marginal tax rate, a fully deductible $997 investment costs you net $628. Worth asking before the financial year ends.
The best time to start
was five years ago.
Tonight works too.
You've been meaning to sort this out. This is the program that makes it happen — the inner work, the financial architecture, the AI tools, and a small group of women doing it alongside you.
Reserve My Founding Member SpotQuestions first? Email [email protected] — happy to chat.
Michelle Lowbeer is a former financial planner and accountant. She is not currently practising in either capacity and does not provide personal financial advice. Nothing on this page or in the AI Wealth Architect program constitutes personal financial advice. Tax deductibility of program fees depends on individual circumstances — always consult a licensed financial adviser or accountant. © 2026 AI Wealth Architect.